L & T Home Loan
L & T Housing Finance Find L & T Home Loan Interest rates. Latest Information on Documents, Lowest EMI, Processing Fees, Charges, Eligibility, Minimum & maximum loan amount online. Find easy and hassle free home loans for your requirement. Since a Home Loan is a long term commitment of 15-20 years, LTHFL ensure that - unmatched quality of service, transparency right through the Loan procedures and a handholding experience that remains with you till such time you realize your dream. [php snippet=2] L & T Home Loan details:
Interest Rates 9.65%
Processing Fees Up to 2%
Pre payment Charges Nil
Max. Loan Amount Rs.10 Crore
Lowest EMI Rs.942 / lac
Min. Income Rs.12500/- p.m
Loan Repayment 1 to 20 years

Home loan can be provided for below stated purpose:

  • Loan for Construction: This facility is to provide financial assistance for construction of residential House within the approved location limit as per the estimate from registered engineers.
  • Loan for Purchase of House: This facility is to provide financial assistance for acquisition of new or resale residential House. Property can be ready built/under construction.
  • Loan for Take Over from approved institution: This facility allows the customer to transfer his existing Home Loan from approved institution with facility of top up.
  • Loan Refinance: This facility is to provide financial assistance to substitute/refinance the existing Loans that are taken towards purchase/construction of House within a period of 6 months.
  • Composite Loan scheme: This facility is to provide finance for purchase of plot and construction of residential House thereon within a specific time.
Features of L & T Home Loans *Loan Tenor Up to 20 years Loans Ranging from Rs. 3 Lacs to Rs. 10 Crores Attractive rate of interest - 9.65% *Home Loans up to 80% (90% in certain scenarios)of the property value Flexible repayment options like Tranche based EMI and Part Prepayment Scheme Loan consideration includes registration fees and stamp duty No Pre-payment Charges Income based product offering (Gross Receipt Product, Gross Margin Product, Banking Based product etc) Repayment based product offering (Step Up / Step down)

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