List of Ratnakar Bank Panjim Branch Address, IFSC Codes, MICR Codes, NEFT Code, Customer Care Services, Toll Free Numbers and E-mail Address. Branch Code: 000082 NEFT Code: NA IFSC Code: RATN0000082 MICR Code: 403176002 Address: Shop No.g-10 & 11, Nizamar Centre, Gr.floor, Dr. Atmaram Road, Panaji - Goa - 403 001. Contact Number: 0832-2431045 Customer Service: Call Ratnakar Bank at: +91 22 61156300 to 99 1800 123 8040 Email: customercare@rblbank.com Ratnakar Bank Credit Cards Helpline Number: 1800 121 9050