Ratnakar Bank Regular fixed deposit Scheme are for those who have fixed income but looking for easy investment & attractive returns. Customers can apply for this scheme via online and via visiting bank branch. Investment period - 7 days minimum & 10 years Maximum. Nomination facility available. Partial/pre mature withdrawal at any time. Overdraft facility available. .50% Extra Interest for Senior Citizens

Interest Rates for Regular & Senior Citizens are as follows:

Deposits below Rs.2 crore
Period of Deposit	Domestic & Flexi FD Interest Rates p.a.	Senior Citizen Interest Rates p.a.	NRE Interest Rates p.a.	NRO Interest Rates p.a.
7 days to 14 days	3.25%	3.75%	NA	3.25%
15 days to 45 days	3.75%	4.25%	NA	3.75%
46 days to 90 days	4.00%	4.50%	NA	4.00%
91 days to 180 days	4.50%	5.00%	NA	4.50%
181 days to 240 days	5.00%	5.50%	NA	5.00%
241 days to 364 days	5.25%	5.75%	NA	5.25%
12 months to less than 15 months	6.50%	7.00%	6.85%	6.50%
15 months	7.00%	7.50%	7.35%	7.00%
15 months 1 day to less than 24 months	6.50%	7.00%	6.85%	6.50%
24 months to less than 36 months	6.75%	7.25%	7.10%	6.75%
36 months to less than 60 months	6.55%	7.05%	6.90%	6.55%
60 months to 60 months 1 day	6.55%	7.05%	6.90%	6.55%
60 months 2 days to less than 120 months	5.75%	6.25%	5.75%	5.75%
120 months to 240 months	5.75%	6.25%	5.75%	5.75%
Tax Savings Fixed Deposit (60 months)	6.55%	7.05%	NA	6.55%