PM Avas yojana 2023 (pmay) - Check Application Form Process, Price details, Subsidy on Interest Rates, Locations. Ahmedabad, Aurangabad, Amritsar, Agra, Allahabad, Bangalore, Baroda, Bhiwadi, Bhopal, Bhubneshwar, Chandigarh, Rewari, Chennai, Cochin, Coimbatore, Cuttack, Dehradun, Delhi, Faridabad, Gaziabad, Gurgaon, Guwahati, Hosur, Hyderabad, Indore, Jabalpur, Jaipur, Jamshedpur, Kanpur, Kochi, Kolkata, Lucknow, Ludhiana, Madurai, Mangalore, Mysore, Mumbai, Nagpur, Nasik, Navi Mumbai, Noida, Patna, Pune, Ranchi, Raipur, Sahibabad, Surat, Thane, Trichy, Vadodara, Vishakapatanam, Vizag, Trivandrum.

Features of PM Awas Yojana (Modi Awas Yojana)

1. Interest Subsidy on home loans - 6.5% on interest rates
2. Tenor period of 15 Years
3. Houses alloted to only female members of family
4. Ground floor, first preference given to the Differently-able persons, Senior citizens etc.
5. Eco friendly construction of houses.

As per Scheme, PM Awas Yojana complete in 3 phases as follows:

Scheme	Time Period	location
Phase 1	April 2015 - March 2017	100 cities
Phase 2	April 2017 - March 2020	200 Cities
Phase 3	April 2020 - March 2022	500 Cities

Beneficiaries of PM Awas Yojana: All Women (No Caste basis) EWS (Economical weaker section) ST (Scheduled Tribes) SC (Scheduled Casts)

List of Banks which offered subisidy home loan for PM awas Yojana Scheme 2018

ICICI Bank SBI (State Bank of India) HDFC Ltd Andhra Bank Bank of Baroda Union Bank United Bank Uco Bank PNB (Punjab National Bank) PNB Housing Dena Bank LIC Housing Axis Bank GIC Housing Indian Bank Bank of India