List of Ratnakar Bank Bhadwan Branch Address, IFSC Codes, MICR Codes, NEFT Code, Customer Care Services, Toll Free Numbers and E-mail Address. Branch Code: 000054 NEFT Code: NA IFSC Code: RATN0000054 MICR Code: 416176525 Address: A P: Bhadwan. Tal. Ajara, Dist. Kolhapur. Contact Number: NA Customer Service: Call Ratnakar Bank at: +91 22 61156300 to 99 1800 123 8040 Email: customercare@rblbank.com Ratnakar Bank Credit Cards Helpline Number: 1800 121 9050