List of Ratnakar Bank Khargar Branch Address, IFSC Codes, MICR Codes, NEFT Code, Customer Care Services, Toll Free Numbers and E-mail Address. Branch Code: 000078 NEFT Code: NA IFSC Code: RATN0000078 MICR Code: 400176011 Address: Surya Koti Building, Surya Co-op. Housing Society Ltd. Plot No.16, Sector 19, Kharghar, Navi Mumbai - 410 210. Tal.panvel, Dist. Raigad. Contact Number: 022-22917127 Customer Service: Call Ratnakar Bank at: +91 22 61156300 to 99 1800 123 8040 Email: customercare@rblbank.com Ratnakar Bank Credit Cards Helpline Number: 1800 121 9050