Under Kotak Bank My Family plan you can earn up to 6% Rate of interest, Dedicated relationship manager, Home Banking, Discounts, Cash back of upto 4500 on debit card spends etc Features of Kotak Bank My Family Plan 6% Interest if balance is over 1 Lakh 5% interest if balance is below 1 lakh Dedicated Relationship Manager for the family provided by bank (same as classic banking of HDFC) Banking Privileges Kotak bank offers Home banking services like cash pick-up, cash delivery, cheque or demand draft delivery but available in selected cities. 25% off on Issue of Travel card 15% discount on Locker rent. Classic & Platinum Debit cards available with higher withdrawal limits IMPS Service available for easy transfer of money Step to create my family account you can create My Family* account in 3 simple steps STEP 1 - Open an Ace Savings Account for yourself STEP 2 - Choose between Edge (for up to 3 family members): Average Monthly Balance of Rs. 50,000 for the family Pro (for up to 5 family members): Average Monthly Balance of Rs. 1,00,000 for the family STEP 3 - Add a programme to get exclusive offers and privileges: Grand for 55+, Silk for women and Junior for kids Exclusive offers for MY Family Account Holders: Indus health Plus Flat 50% discount on Executive health check-up. Promo Code: EXEC50PER Flat 50% discount on Women Special check-up including Cancer Markers. Promo Code: WOMEN4000 List of Benefits available on MY Family Account Up to 4500 rupee cashback in a year on debit card spends 35% discount on locaker rent for the first year availble under Silk Scheme. Free Movie tickets or book vouchers on maintaining required balances