Lakshmi Saving Gold Account allows customers to enjoy its distinctive privileges who maintains an Average Monthly Minimum Balance of Rs 10,000 and above.
Features
Get More details About Saving Account Schemes
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| Eligibility | Individual (age 17 to 80 years) |
| Average Monthly Minimum Balance | Rs 10,000 |
| Cash Withdrawal | · At base branch : no limit · At non-base branch : Rs 1 lac limit per day(self-withdrawal) for which Rs 50,000 is free and thereafter Rs 2/1000 with a minimum of Rs 20 per transaction |
| Outstation Cheque Charges | · At base branch : Free · At non-base branch : Charges levied as per existing rules. |
| Clearing Return Charges | · Inward Clearing charges : Rs 100 per occasion · Outward Clearing charges : Rs 25 per occasion. |
| DD/PO charges | Free |
| Cash Remittance | · At base branch : Free · At non-base branch : Free up to Rs 25,000 and thereafter Rs 1/1000 witha a minimum of Rs 10 per transaction. |
| Non-maintainence Charges | Rs 50 is charged for non-maintainence of the account |
| RTGS/NEFT | Free |
| Instant Credit | At base branch : instant credit up to Rs 20,000 per occasion. |
| ATM Card | Free |
| Debit Card | Free, Visa International Debit Card(first year :free, Rs 100 is levied from the second year onwards) |
| Net Banking | Free |
| Multi-city Cheque | Free |
| Statement of Account | Free monthly statement of account through e-mail |
| Personal Accident Insurance Cover | You get to enjoy free personal accident insurance cover(death risk) of Rs 1 lacs which can be renewed every year. |